top of page

Life Happens - Disability Protection

What is a disability?

What is a disability?

Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she needed disability insurance. “I could never envision a life without working,” she says. 


Her insurance professional convinced the young doctor otherwise.  It was wise advice. Although Valerie never thought she would need it, a condition called ulcerative colitis made the decision for her. The disease and a series of surgeries made it impossible for her to carry out her duties, and she found herself unable to practice the profession she loved. It was her disability insurance coverage that allowed her to survive financially and care for her three young daughters who she was raised as a single mother.  Life also had a second chapter for Valerie. 


She met and married Tim, also a divorced parent. They looked forward to raising their blended family together and sought the advice of insurance professional Larry Ricke, CLU, ChFC. In addition to the life insurance he had recommended, Larry made sure Tim understood the importance of disability insurance. Tim didn’t believe he’d ever need it, but with Valerie’s urging, he finally agreed to get coverage.  “No one thinks lightning will strike twice,” says Larry, “but in this case it did.” Tim, who had a high-profile position in the printing business, came close to dying from an undiagnosed aneurism and valve issue with his heart. 


A risky operation saved his life but ultimately left him unable to return to work. Again, disability insurance made it possible for the family to go on financially.  “Most people think, ‘It will never happen to me,’” says Valerie. “But the truth is it can—and does. Everything else goes away if you don’t have disability insurance coverage and you can’t work.” 


Learn more about disability insurance at https://lifehappens.org/disability-in.... #GetDisabilityInsurance

STONELEAF FINANCE & INSURANCE GROUP
STONELEAF FINANCE & INSURANCE GROUP
Hours

Monday - Friday 

9:00am to 6:00 pm

 

Saturday  & Evenings

by Appointment

2 Cityplace Dr, Suite 200 Creve Coeur, MO 63141, USA

(800) 733-1912

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter

By providing information, you may be contact by an insurance agent/agency.
Any voluntarily submitted or collected information is used solely for the purpose of insurance underwriting and price quotes 
and not sold or used for any other marketing or solicitation purpose.

Not affiliated with CMS, Medicare or any other federal and state agency. Content on this site is not intended to provide legal, accounting or tax advice.

Consult your legal, tax accountant, financial and insurance professional for more advice.

 

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.  By providing your contact information for quote requests for material downloads, you grant permission for licensed insurance agent, identified here, to call you regarding your Medicare options including Medicare Supplement, Medicare Advantage, and Prescription Drug Plans.
 

© Copyright StoneLeaf Finance & Insurance
Medicare Disclaimer
bottom of page